ARE YOU LOSING MONEY ON LOADS YOU THINK ARE PROFITABLE?

73% of owner-operators don't know their true cost per mile. Build your driver profile, evaluate any load instantly, and find out exactly where your profit is leaking.

This tool provides estimates for educational purposes only. Not financial, tax, or legal advice. Always consult a qualified professional.

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Your Costs
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Evaluate Load
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Your Score
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Full Report

BUILD YOUR DRIVER PROFILE

Enter your real monthly expenses. The more accurate you are, the more useful your Load IQ report will be. Your data stays in your browser — we don't store it.

KEY INPUTS
$
$
Average discount. Enter 0 if no fuel card.
FIXED COSTS (MONTHLY)
$
$
$
$
$
$
$
$
$
$
VARIABLE COSTS (MONTHLY)
$
Calculated from your MPG, fuel price, and monthly miles above.
$
Benchmark: $0.15–$0.25/mile
$
Benchmark: $0.03–$0.06/mile
$
$
%
Typical range 2–5%. Enter 0 if you don't factor.
$
$
QUICK DIAGNOSTIC
Do you claim per diem on your taxes?
Yes
No
Not Sure
When a broker offers a rate, do you negotiate or take it?
Always Negotiate
Sometimes
Usually Take It
How much do you set aside for taxes each month?
$
Enter 0 if you don't set aside monthly.
Do you track fuel purchases by state for IFTA filing?
Yes
No
Not Sure
How often do you review your income and expenses?
Weekly
Monthly
Quarterly
Tax Time Only
Your Cost Per Mile
$0.00
Updates live as you type
$0
Monthly Fixed
$0
Monthly Variable
$0.00
Break-Even Rate

EVALUATE A LOAD

Enter the load details. We'll calculate your real profit after ALL expenses — including deadhead.

LOAD 1
$
+ Add Another Load to Compare
YOUR LOAD IQ SCORE
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MONEY LEAK REPORT
We found 4 areas where you're losing approximately $12,847/year
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TAX BOMB PROJECTION
Your estimated quarterly tax payment: $4,125
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ANNUAL INCOME FORECAST
Current pace: $168,000 gross / $52,400 take-home
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Total Money You're Leaving on the Table
$0
Per year — based on the numbers you entered

MONEY LEAK REPORT

Each leak is calculated from YOUR numbers. Only leaks that apply to you are shown.

TAX BOMB PROJECTION

Based on your projected monthly profit if you ran loads like the one you evaluated.

ANNUAL INCOME FORECAST

Your current numbers vs. what they'd look like if you fixed every leak.

YOUR ACTION PLAN

The top 3 changes that would make the biggest impact on your bottom line.

EVERYTHING YOU NEED TO GO FROM C+ TO A+

Tax Deduction Spreadsheet — 53 deductions, per diem calc, quarterly estimates$300+ CPA$24.99
Financial Dashboard — 238 formulas, P&L, cash flow projections$150/mo software$29.99
New Authority Startup eBook — 52 pages, MC to first load$2,000 consulting$35.99
Business Plan Template — lender-ready, trucking-specific$500 plan service$29.99
Broker Negotiation Guide — scripts that get $0.20+/mi more$20K+/yr in rates$19.99
IFTA Guide + Spreadsheet — 321 formulas, file in minutes$200+/yr accountant$14.99
$155.94 if purchased separately
$89.99
Your audit found $14,832/yr in leaks. This costs $89.99. That's a 164:1 return.
Get the Complete Toolkit — $89.99 →

Bookmark this page. Use it every time you're deciding on a load. Your driver profile is saved in your browser — just plug in the load details and get an instant answer.

Disclaimer

This calculator is provided by American Truckers LLC for educational and informational purposes only. It does not constitute financial, tax, legal, or professional business advice. All calculations, projections, scores, and recommendations are estimates based on the data you enter and general industry benchmarks — actual results will vary based on your specific situation, routes, market conditions, and other factors.

Tax estimates use approximate rates and do not account for your individual tax situation, deductions, filing status, or state-specific rules. Consult a qualified tax professional or CPA before making tax-related decisions. Mileage calculations are estimates and may differ from actual driving distances.

Some links on this page are affiliate or referral links — American Truckers LLC may earn a commission at no extra cost to you. Product recommendations are based on your inputs, not paid placement. Always do your own research before purchasing any product or service.